# 自動扣繳 🔖

現在很多信用卡都可以申請自動扣繳，減少用戶忘記繳卡費的機率。如果你的實體信用卡本身有綁定自動扣繳帳戶，那你可以直接在帳戶資訊裡面設定，等到繳款期限一到會自動新增一筆繳費記錄。

{% hint style="info" %}
自動扣款功能僅針對帳單應繳金額**全繳**的情況所使用
{% endhint %}

<img src="/files/-MED2x4-gLvM3dgtAlzs" alt="" width="375">

要滿足自動扣款有兩個要素：

1. 你要進入[**對帳模式**](/reconciliation/statement-mode.md)下完成所有對帳
2. 你的扣款帳戶餘額要足夠

<img src="/files/-MED32xFUF4fcA4aL2ra" alt="滿足上述條件會在繳費期限自動扣繳" width="375">

<img src="/files/-MED32xGa6_tb7C1ACcl" alt="如果沒有對帳會跳出提醒" width="375">

<img src="/files/-MED32xHsSo9WvJ325XQ" alt="如果扣繳帳戶餘額不足也會跳出提醒" width="375">


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://doc.moze.app/credit-card/auto-bill-payment.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.