# 免息期推薦 🔖

<figure><img src="/files/0Hd5cmap0rEn9h7G4SNO" alt=""><figcaption><p><a href="https://sspai.com/post/70275">圖文說明來自少數派</a></p></figcaption></figure>

{% hint style="info" %}
免息期推薦功能僅支援 CNY / HKD 帳戶
{% endhint %}

預設的 CNY / HKD 信用卡帳戶會自動開啟免息期推薦的功能，如果有一些網路信用卡支付方式（如支付宝花呗、京东白条）在線下支付場景不支援免息期，可以從帳戶資訊這裡去關閉這功能。

<figure><img src="/files/j8mqTLy9BXAhAZjFvPkN" alt="" width="375"><figcaption></figcaption></figure>

帳戶總覽頁面會顯示哪一個信用卡帳戶是當下免息期最長的推薦帳戶，在名稱旁邊以 🏆 做提示。所以當你同時擁有多張信用卡，在支付時如果沒有優惠活動，則首選免息期最長的那張卡片，尤其是面對大額消費時，更長的免息期能讓現金流不足的用戶有周轉餘地，讓你更彈性的運用現有資金。

<figure><img src="/files/H2SYZDx5RhJlxnRwiBSG" alt="" width="375"><figcaption></figcaption></figure>


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