> For the complete documentation index, see [llms.txt](https://doc.moze.app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://doc.moze.app/credit-card/interest-free-period.md).

# 免息期推薦 🔖

<figure><img src="/files/0Hd5cmap0rEn9h7G4SNO" alt=""><figcaption><p><a href="https://sspai.com/post/70275">圖文說明來自少數派</a></p></figcaption></figure>

{% hint style="info" %}
免息期推薦功能僅支援 CNY / HKD 帳戶
{% endhint %}

CNY / HKD 信用卡帳戶預設會開啟免息期推薦。如果某些網路信用支付方式（如支付宝花呗、京东白条）在線下支付場景不支援免息期，可以到帳戶資訊關閉這個功能。

<figure><img src="/files/j8mqTLy9BXAhAZjFvPkN" alt="" width="375"><figcaption></figcaption></figure>

帳戶總覽頁面會在當下免息期最長的信用卡帳戶名稱旁標上 🏆。當你擁有多張信用卡，付款時如果沒有優惠活動，就優先刷免息期最長的那張。尤其是面對大額消費時，更長的免息期能讓現金流有周轉餘地，資金運用更有彈性。

<figure><img src="/files/H2SYZDx5RhJlxnRwiBSG" alt="" width="375"><figcaption></figcaption></figure>


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://doc.moze.app/credit-card/interest-free-period.md?ask=<question>&goal=<endgoal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.

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Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.