> For the complete documentation index, see [llms.txt](https://doc.moze.app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://doc.moze.app/credit-card/statement-combined.md).

# 主帳戶 🔖

當你有同一家銀行的多張信用卡時（例如玉山銀行的 U Bear / Only / Pi），銀行通常會合併成一份帳單給你繳納。你可以在**主帳戶**欄位新增一個主帳戶，再把這些信用卡帳戶都歸類到它底下。

<img src="/files/y7rOU2NBnIV0AE3FQbj3" alt="確認要合併在哪一個主帳戶下" width="375">

&#x20;

<img src="/files/-MD4sm8NTNbPiz4V4Avp" alt="把相關的子帳戶都選進合併帳戶" width="375">

建立好後，你就能在帳戶總覽看到主帳戶包含子帳戶的階層架構，可用額度也會自動合併計算。

<img src="/files/qIJ3POVNeIQPKNvtqJRQ" alt="" width="375">

點進主帳戶，可以看到所有信用卡的花費統計，也可以直接對帳和繳費。

<img src="/files/-MDy1vWf-l0wyktBrGz5" alt="" width="375">

點擊上方標題列，可以切換到各個子帳戶，查看對應的花費明細。

<img src="/files/-MDy2rvJyD6PK6zhS5je" alt="" width="375">

### 幾個操作建議

1. 一般帳戶的主帳戶跟信用帳戶的主帳戶彼此互斥：一般帳戶不能放進信用主帳戶下，信用帳戶也不能放進一般主帳戶下。
2. 信用主帳戶底下的子帳戶，建議幣種跟主帳戶一致。像常見的「熊本熊卡」或「幣倍卡」是以外幣為主幣種，就不建議跟台幣卡放在同一個主帳戶下，因為主帳戶計算時可能出現匯差，造成當月餘額跟下個月不一致。
3. 同一家銀行的外幣信用卡雖然不建議放進主帳戶，但你還是可以讓它跟同銀行的信用卡共用信用額度，不用擔心可用額度的計算會有問題。


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